New Projects in Sharjah

Everything You Need to Know About Off-Plan Property in Sharjah

Sharjah’s off-plan property market has seen remarkable growth, driven by attractive pricing, flexible payment plans, and increasing investor confidence. The emirate’s strategic focus on urban development, sustainability, and modern infrastructure has boosted demand for off-plan projects, especially in areas like Aljada, Tilal City, and Sharjah Sustainable City. With a wide selection of residential and mixed-use developments, Sharjah is appealing to both investors and end-users seeking affordable alternatives to Dubai. Additionally, improved connectivity with Dubai and access to family-friendly communities make Sharjah a strong contender in the UAE real estate market.

Top Locations for Buying Off-Plan Property in Sharjah

Sharjah’s off-plan market spans a mix of luxury, affordable, and strategically located projects near landmarks. Whether buyers seek upscale waterfront residences or budget-friendly apartments, there are options across key areas.

Top Areas to Buy Off-Plan Apartment Projects in Sharjah

• Aljada: A dynamic, master-planned community by Arada, offering modern apartments in developments like Nasaq, Naseej District, Nesba, and The Gate.
• Al Khan: Known for combining affordability with waterfront views, Al Khan features developments such as Aysha Residences, Mesk Residences, and Anbar Residences.
• Muwaileh: Rapidly growing as an affordable residential hub, Muwaileh is home to popular off-plan apartment projects including Nama, Suroor, Sawa, and Darb.
• Mamzar: This coastal district offers mid-rise towers like Faradis Tower, La Plage Tower 2, and S1 Tower.
• Ajmal Makan City: A modern, integrated community focused on coastal living, featuring stylish apartment projects like Blue Pearls and Blue Waves.

Top Areas to Buy Off-Plan Villa Projects in Sharjah

• Ajmal Makan City: A premier coastal destination offering luxury villas in The View Island and Al Thuraya Island.
• Tilal City: Designed for villa living, Tilal City features nature-inspired developments like Sequoia, Sarai, and Saro.
• Al Tay West: An emerging residential zone known for its tranquil surroundings, home to projects like Al Tay Hills.
• Al Tay East: A well-connected suburban area with developments such as Mada’in Square.
• Barashi: Surrounded by greenery, Barashi offers family-friendly villa living with projects like Arim.

Freehold Areas for Expats

• Aljada
• Muwaileh
• Al Khan
• Tilal City
• Ajmal Makan City

Top Projects for Buying Off-Plan Property in Sharjah

Top Luxury Off-Plan Projects in Sharjah

• The View Island: A premium waterfront development by Ajmal Makkan Properties, The View Island offers high-end villas starting at AED 2.24M. Located in Sharjah Waterfront City, it comes with a flexible 40/60 payment plan, and handover is scheduled for Q1 2028.
• Anantara Sharjah Residences: Developed by Arada, Anantara Sharjah Residences is a luxury beachfront project starting from AED 2.3M. Located in Al Heerah Suburb, it offers a 45/55 payment structure and is expected to be completed in Q2 2027.
• Saro: Part of the forest-themed Masaar master community by Arada, located in Tilal City, Saro is priced from AED 2.8M. Buyers can opt for a 45/55 payment plan, with handover set for Q2 2026.
• Sharjah Terraces: Developed by Al Thuriah Construction, Sharjah Terraces offers modern seafront apartments starting from AED 2M. Located on Al Khan, it features a flexible payment plan, and the project is expected to be handed over in Q4 2025.
• Narenj: A contemporary villa development by Arada, located within the Masaar community in Al Suyoh, Sharjah, Narenj starts from AED 1.5M. With a 40/60 payment plan, handover is anticipated in Q4 2027.

Top Affordable Off-Plan Projects Sharjah

• Nesba: Developed by Arada, Nesba is part of the vibrant Aljada community, offering apartments starting from AED 817K. A 45/55 flexible payment plan is available, with handover expected in Q4 2025.
• Rehan Residences: Developed by Eagle Hills, offers stylish apartments near leisure hubs on Maryam Island, starting at AED 445K. The project will be completed by Q3 2026, and buyers can take advantage of a 30/70 payment option.
• Sawa: Comprising four mid-rise buildings, Sawa by Alef Group is designed for modern living in Al Mamsha, Muwaileh. Units start at AED 590K, with a 40/60 payment plan and handover expected in Q4 2026.
• Suroor: Another elegant development by Alef Group in Al Mamsha, offers four residential buildings with units starting at AED 515K. This project features a 40/60 payment plan and is set for completion in Q4 2026.
• Darb: A five-building complex by Alef Group, promotes spacious, community-focused living in Muwaileh. Apartments start from AED 639K, with handover expected by Q1 2028. The development offers a 50/50 payment plan for added flexibility.

Top Off-Plan Projects Near Landmarks in Sharjah

• Rehan Residences: Located in Maryam Island near the Sharjah Aquarium, Rehan Residences offers value-focused homes starting at AED 445K. Designed by Eagle Hills, the project includes a 30/70 payment plan and is expected to be completed by Q3 2026.
• The Gate: Developed by Arada is a well-connected development in Aljada near Sharjah Airport and National Park, with prices starting from AED 611K. Scheduled for handover in Q2 2027, the project features a 45/55 payment plan.
• Saro: A nature-inspired villa community developed by Arada, is part of the Masaar master plan in Al Suyoh. Starting at AED 2.8M, this project offers a 45/55 payment plan, with completion expected in Q2 2026.
• GEM Residences: A modern waterfront project by Eagle Hills, located in Maryam Island near Al Majaz Waterfront. Prices for apartments start at AED 888K, and the project follows a 30/70 payment plan. Handover is set for Q4 2027.
• Ajwan: A beachfront destination by Shurooq Developers in Khorfakkan, offers units starting at AED 1.8M. With a 30/70 payment plan, the development is expected to be completed by Q4 2026.

Top Off-Plan Projects with Waterfront Views in Sharjah 

• Aysha Residences: Developed by Eagle Hills on Maryam Island, Aysha Residences offers affordable waterfront apartments starting at AED 478K. Just minutes from Al Khan, the project features modern living with a 50/50 payment plan. Handover is scheduled for Q1 2026.
• Crystal Residences: Also by Eagle Hills, located on Maryam Island, Crystal Residences presents stylish apartments from AED 819K, with direct access to the waterfront promenade. Featuring a contemporary design and a 30/70 payment plan, the project is set for Q4 2026 handover.
• Al Thuraya Island: Developed by Ajmal Makkan Properties, this exclusive villa community is set on a private island within Sharjah Waterfront City. It features an attractive payment plan, with handover expected in Q4 2027.
• Blue Waves: A residential project by Ajmal Makkan Properties, located within Sharjah Waterfront City, offering well-designed apartments from AED 377K. The development includes a 40/60 payment plan, with completion set for Q4 2025.
• Blue Pearls: Also by Ajmal Makkan Properties, Blue Pearls is a beachfront development within Sharjah Waterfront City, with apartments starting from AED 379K. A 40/60 payment plan is available, and handover is expected in Q4 2025.

Leading Developers Behind Sharjah’s Newest Projects

• Arada: The developer behind landmark communities such as Aljada, Nasaq, Saro, and Nasma Residences.
• Eagle Hills: Introduced waterfront communities like Maryam Island, Aysha Residences, and Rehan Residences.
• Alef Group: Known for vibrant residential projects including Al Mamsha, Darb, Suroor, and Sawa.
• Ajmal Makan: Leading the way in luxury coastal living with projects like Al Thuraya Island and The View Island.
• Shurooq Developers: Focuses on unique developments such as Ajwan in Khorfakkan.

Benefits of Buying an Off-Plan Property in Sharjah

• Affordable Entry Points: Off-plan projects in Sharjah often launch at prices lower than ready properties, allowing investors and first-time buyers to enter the market with minimal capital.
• Flexible Payment Plans: Developers offer customisable instalment plans, including post-handover options, which ease financial pressure and support long-term planning.
• Capital Appreciation: Buyers can benefit from property value growth during the construction phase, especially in high-demand developments and master-planned communities.
• Modern Infrastructure and Facilities: Off-plan developments feature the latest designs, smart home technology, and premium amenities like landscaped parks, gyms, and community centres.
• Developer Incentives: Many projects come with attractive incentives such as waived service charges, registration fee discounts, or furnished units.

Exploring Off-Plan Property Payment Plans in Sharjah

Off-plan property payment plans in Sharjah are designed to accommodate a wide range of buyers, offering flexibility and affordability. Typically, developers require a down payment of 10% to 20%, followed by installments during the construction phase. Some projects also provide attractive post-handover plans, allowing buyers to spread payments across several years after completion. These structured plans enable end-users and investors to manage their finances efficiently while securing units in high-demand areas. 

Can You Get a Mortgage for Off-Plan Properties in Sharjah?

Yes, it is possible to get a mortgage for off-plan properties in Sharjah, particularly through banks that partner with trusted developers. However, eligibility depends on the project’s approval status and the buyer’s financial profile. Typically, banks offer up to 50% financing during construction, with the remainder disbursed upon handover. Buyers must meet the bank’s income, employment, and credit requirements. Additionally, expats should ensure the property is in a freehold area to qualify for mortgage financing. 

How to Buy an Off-Plan Property in Sharjah

Process

• Research and Compare Projects: Use platforms like Bayut to explore the latest off-plan projects in Sharjah by location, pricing, and developer reputation. Look for listings verified with TruCheck™ to ensure authenticity and up-to-date availability.
• Choose a Trusted Developer: Opt for projects by RERA-approved developers with a strong track record, such as Arada or Alef Group.
• Select Unit & Payment Plan: Shortlist a suitable unit type, size, and payment plan that matches your budget and investment goals.
• Reservation & Down Payment: Reserve the unit by paying the booking amount (usually 5–10%). Review the sales and purchase agreement (SPA) carefully.

Essential Documents

• Copy of passport (for non-UAE residents)
• Emirates ID (for UAE residents)
• Valid residency visa (for residents)
• Proof of income or employment letter (for mortgage cases)
• No Objection Certificate (NOC) from developer (if financing through bank)

Fees

• Down payment: 5% to 20% depending on the developer
• Sharjah Real Estate Registration Department Fee: 2% of property price
• Agency commission: 1%–2% (if applicable)
• Service charges: Applicable post-handover based on project facilities

Legal Aspects & Regulations

• Only approved developers with escrow-protected accounts are authorised to sell off-plan properties in Sharjah.
• All sales must be registered with the Sharjah Real Estate Registration Department.
• Freehold zones allow expat ownership, but outside these areas, ownership may be limited.
• Ensure the SPA outlines project handover date, penalties for delay, and refund clauses.
• Seek guidance from verified professionals like Bayut’s TruBroker™ to ensure full transparency and compliance.