Your guide Abu Dhabi’s most prominent banks
Are you on the lookout for the best banks in Abu Dhabi? You’ve come to the right place! Today, we bring you a list of the top banks in Abu Dhabi that offer financial services for their account holders.
When moving to a new country, opening a bank account is one of the first things that needs to be done to manage your finances easily. It’s also useful for paying off things like utilities and rent. If you have just moved to the capital city or are planning to move, you can use this list of banks in Abu Dhabi to help you decide which one is best for you.
Top banks from Abu Dhabi UAE
If you will be living in the capital city and want to open a bank account, here is a list of the best banks in Abu Dhabi you can consider.
1. First Abu Dhabi Bank (FAB)
First Abu Dhabi Bank (FAB) is a leading bank in the capital city. FAB was formed by the merger of two Abu Dhabi banks – National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGB). It offers a range of financial services that deal with personal, business and corporate sectors.
You can choose from different types of accounts, including Islamic current and savings accounts, that can be managed locally and internationally. This is also one of the largest lender banks in Abu Dhabi, which means that you can get secured loans at attractive interest rates. FAB ATMs are also conveniently dotted all around the city, making it easily accessible.
- Accounts: Current Accounts, Savings Accounts, Accelerator Accounts
- Islamic Banking: Shariah-compliant Accounts, Cards, Finances, Rewards, National Housing Loan
- FAB contact number: 600-522-235 (within the UAE) / +971-2-499-6700 (international)
2. Abu Dhabi Islamic Bank (ADIB)
Another one of the top banks in Abu Dhabi is ADIB, for those seeking Islamic bank services. ADIB offers phone, mobile, SMS and internet banking services and their trained banking officers can help you with customised savings and investment plans for the future.
Account-holders at this Abu Dhabi Bank have access to the ADIB app, which can be used to access internet banking services such as payments and transfers on the move. With their priority banking services called ADIB Gold and ADIB Diamond, you have a banking representative available to assist with your finances.
- Accounts: Current Account, Savings Account, Ghina Savings Account, Ghina Salary Account, Banoon Children’s Savings Account, Electron Account, Short Term Investment Account, Investment Deposit Account, ADIB Egypt Wasel Account, ADIB Student Account, ADIB Salary Bonus Programme, Amwali, Smart account
- ADIB Abu Dhabi contact number: 600-543-216 (within the UAE) / +971-2-657-8777 (international)
3. Abu Dhabi Commercial Bank (ADCB)
Next on our list of best banks in Abu Dhabi, we have the Abu Dhabi Commercial Bank, more commonly known as ADCB. It is a leading bank in the UAE, offering an excellent banking experience, human customer service reps and rewarding loyalty programs
- Accounts: Current & Savings Accounts, Etihad Guest Accounts, Fixed Deposit Accounts, Offshore Accounts, Business Accounts, Safe Deposit Locker, Money Transfer
- ADCB contact number: 600-502-030 (within the UAE) / +971-2-621-0090 (international)
4. Al Hilal Bank
Al Hilal Bank is one of the Islamic banks in Abu Dhabi that offers Shari’a compliant products and services. Their services for credit and debit account management, along with asset management services, can be managed through their smart internet and phone banking portals.
- Accounts: Current & Savings Accounts, Seghaar Savings Account, Deposits Accounts, Joint Accounts
- Al Hilal Bank contact number: 600-522-229 (within the UAE) / +971-2-635-6020 (international)
5. Standard Chartered
Standard Chartered is an international banking chain with a strong presence in Abu Dhabi. Their services range from bank accounts, deposits, loans and mortgages to credit cards, investments and insurance.
Standard Chartered has a well-designed online banking portal in Abu Dhabi that offers easy internet banking services – including online equity trading, transfers and more. They have Islamic banking services available for people seeking Shariah compliant banking.
- Accounts: Current Accounts, Saadiq Current Accounts, Savings Accounts, Saadiq Savings Accounts, Fixed Deposits, Term Accounts
- Standard Chartered UAE Number: 600-522-288
Banks with branches in Abu Dhabi
6. Mashreq Bank
Mashreq Bank is one of the UAE’s oldest banks that offers a plethora of banking services for residents. Although they are based in Dubai, there are various Mashreq ATMs in Abu Dhabi as well as branches in case you want to meet their reps in person.
Mashreq has current accounts, savings accounts and digital banking (Mashreq Neo) available, as well as Fixed Deposit options to easily grow your wealth. In addition, you can find debit cards, credit cards, insurances, loans and commercial mortgages with this major bank in Abu Dhabi.
For individuals seeking a Shariah compliant banking experience, you have the Mashreq Al Islami, which has its own set of current, saving and credit and debit cards available.
- Accounts: Current Account, Kids Account (NEO NXT), Savings Account, Community Deposit, Non-Resident Account
- Mashreq UAE number: +971-4-424-4444
7. National Bank of Fujairah
National Bank of Fujairah is a full-service bank from Fujairah, that has two branches in Abu Dhabi and one in Al Ain. They offer personal, commercial and Islamic banking services, with priority services for their clientele, current accounts, savings, loans and car insurance.
- Accounts: Current Accounts, Savings Accounts, Call Accounts, Fixed Deposits, Investment Accounts
- National Bank of Fujairah UAE number: 800-8623
8. Arab Bank
Arab Bank is from Amman, Jordan and has solidified itself as a major bank in the Middle East. With over 600 branches, this reputation comes from its top-notch banking services and customer-centric approach. Their UAE branches offer various personal banking services, including current accounts, children’s accounts and cross-border accounts for individuals who want access to a bank across the Middle-East.
They also offer loans for homes and cars, treasury services, personal loans and credit cards. Arab Bank has Islamic banking options too.
- Accounts: Current Accounts, Savings Accounts, Term Deposits, Call Deposits, Special Savings Accounts, Youth Accounts
- Arab Bank UAE number: +971-4-445-0111
9. Emirates NBD
Emirates NBD is another major Middle-Eastern bank, this one’s from our very own Dubai. They have various banking services available, including personal banking and priority banking, with current accounts, savings accounts and fixed deposit accounts.
They also have excellent credit and debit cards that come with notable benefits. The most attractive ones are their collaborations with other brands, such as the Marriott Bonvoy World Elite Mastercard, Skywards Infinite Credit Card, U By Emaar Infinite Credit Card and more. Emirates NBD has Shariah-compliant banking options available, known for being one of the reliable Islamic banks in Dubai too.
- Accounts: Current Accounts, Savings Accounts, Call Accounts, Fixed Deposits, Accounts for Minors, Special Accounts for Women, Business Accounts
- Emirates NBD UAE number: 600-54-0000
Frequently Asked Questions
What is the minimum salary to start a bank account in Abu Dhabi?
Typically, a bank in Abu Dhabi would require a minimum salary of AED 3000 to AED 10,000 to start an account. ADCB, for example, requires a minimum salary of AED 3000 to open a current account in their bank.
Which bank has no monthly fee?
Mashreq’s Mashreq NEO, Emirates NBD’s LIV and FAB’s iSave Account has no monthly fee or charges.
Which bank is good for a salary account in the UAE?
Standard Chartered and ADCB only require a salary of AED 3000, if you’re looking for a bank with the lowest salary threshold. If you’re looking for a bank with human customer service reps (instead of automation/robots), you can go for ADCB and HSBC. Emirates NBD has a priority banking service which does not require conversations with their virtual assistant.
Apart from having some great banks, you can find many great hospitals in Abu Dhabi too. So browse through those to get a comprehensive look at the capital city. If you are on the lookout for a new home in Abu Dhabi, there are some amazing rental apartments in Abu Dhabi. You can even find plenty of larger villas for rent in Abu Dhabi at great prices.
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