All about Mohammed Bin Rashid Housing Establishment Dubai
The dream of owning a home is a universal one. But achieving that dream can be particularly challenging in a dynamic city like Dubai. Thankfully, the emirate offers a helping hand to its citizens through the Mohammed Bin Rashid Housing Establishment (MBRHE). Established in 2007 by His Highness Sheikh Mohammed bin Rashid Al Maktoum, the Vice President and Prime Minister for the UAE and ruler of Dubai, the MBRHE plays a vital role in ensuring affordable and accessible housing for UAE nationals in Dubai.
This blog explores MBRHE’s key initiatives and services and how they empower Emirati citizens to achieve their homeownership aspirations.
UNDERSTANDING MOHAMMED BIN RASHID HOUSING ESTABLISHMENT DUBAI
The UAE government prioritises citizen well-being, and housing is a crucial aspect of it. Initiatives like the MBRHE embody this commitment. The agency acts as a one-stop shop, providing various housing solutions tailored to the needs of Emirati families. Its core focus is on those who might not be able to afford to buy or build a house in Dubai.
The MBRHE aligns with the broader vision of “Digital Dubai,” a government initiative to leverage technology to enhance citizen services. By streamlining processes and offering online applications, the MBRHE makes securing housing solutions easier and more efficient.
MOHAMMED BIN RASHID HOUSING ESTABLISHMENT SERVICES
The MBRHE offers a comprehensive suite of services in three main categories: housing, financial and complementary engineering services.
Let’s look at the housing services and financial options available:
HOUSING SERVICES
The MBRHE caters to diverse needs by providing residential plots, government-built houses and ready-made houses. This flexibility ensures that individuals and families can find housing that aligns with their budget and preferences. These also include housing grants and loans, which are listed below:
GRANTS
MBHRE issues grants for
- Housing land
- A ready house grant
- A housing replacement grant
- Housing maintenance and addition grant
- Apply for a housing construction grant
- An apartment grant
LOANS
- Apply for a construction loan
- Apply for a housing unit loan from the local market
- Purchasing a ready-made house owned by the establishment
- Apply for a housing replacement or ready-made housing loan
- Apply for housing maintenance and addition loan
COMPLEMENTARY SERVICES
- Apply for exchange ready house with another ready house
- Change service from a housing purchase loan to a housing construction loan
- Apply for an exchange housing land grant for another housing land grant
- Request for one-year maintenance
- Cancel approved grant/loan application (under consideration)
- Cancel in-progress application (grant/loan)
- Payment of arrears
- Request to open a new file for the project (replacement/ construction/maintenance/addition)
- Request for disbursement of current/first payment
- Apply for a typical villa
- To whom it may concern certificate
HOW TO APPLY FOR MBRHE SERVICES
The application process for MBRHE services is designed to be convenient and straightforward. Citizens can apply through multiple channels:
- Online: The MBRHE website offers a user-friendly portal where citizens can access application forms and detailed instructions for each service. The DubaiNow app also facilitates applications for the house exchange grant.
- In-Person: Citizens can visit the MBRHE office in Umm Ramool, Deira. The office is open Monday to Thursday (07:30 AM to 03:00 PM) and Fridays (07:30 AM to 11:30 AM).
- MBRHE App: The Iskan app (available for iOS and Android) provides a digital platform for accessing and managing MBRHE services.
MOHAMMED BIN RASHID HOUSING ESTABLISHMENT PROJECTS AND INITIATIVES
PROJECTS
MBRHE’s commitment extends beyond individual services. The establishment boasts a strong portfolio of completed projects in Al Warqaa 4, Al Barsha South, Oud Al Muteena 3 and many more. Additionally, exciting new projects are underway in multiple areas, including Al Aweer, Al Khawaneej 2 and Hatta, reflecting their continuous efforts to meet the evolving needs of Dubai’s citizens.
INITIATIVES
Beyond physical structures, the MBRHE actively launches initiatives to empower citizens. Decobuild, an annual event promoting sustainable construction practises and World Habitat Day celebrations showcases their commitment to innovation and social well-being.
Furthermore, the publication of the informative “How to Build Your House” book equips citizens with valuable knowledge regarding the home construction process.
FAQS ABOUT MBRHE
WHAT IS MOHAMMED BIN RASHID HOUSING ESTABLISHMENT CONTACT NUMBER?
For information and queries, you can call at 80030 or email at info@mbrhe.ae.
WHERE IS THE MOHAMMED BIN RASHID HOUSING ESTABLISHMENT OFFICE LOCATED?
You can visit the MBRHE office at Marrakech Street, Umm Ramool, Deira, Monday to Thursday, 07:30 am – 03:00 pm and Friday from 07:30 am – 11:30 am.
WHO IS ELIGIBLE FOR THE HOUSING CONSTRUCTION LOAN SERVICE?
To be eligible for the housing construction loan service, you must meet the following criteria:
- Be a UAE citizen residing in Dubai with a valid passport and family book.
- Be the beneficiary of a residential land grant.
- Have a monthly income between AED 15,000 and AED 100,000.
- Ensure your monthly debt obligations, including the loan instalments, do not exceed 60% of your income.
- Own land that is ready for construction.
- Possess a valid building permit issued by Dubai Municipality.
- Not have already received a completion certificate for the property.
DOES MBRHE OFFER ANY DISCOUNTS OR OFFERS TO ITS CUSTOMERS?
Yes, MBRHE offers various discounts and promotions to assist their customers with building or maintaining their homes. These may include savings on wallpapers, cabinets and even smart home system installations. Please visit the Mohammed Bin Rashid Housing Establishment website for a complete list of current offers.
And that’s a wrap to our Sheikh Mohammed Bin Rashid Housing Establishment Dubai guide. By offering various housing solutions, financial assistance and valuable services, the MBRHE empowers Emiratis to achieve their dreams of homeownership. As Dubai continues to grow and transform, the MBRHE remains at the forefront, ensuring Emirati families have a secure and comfortable place to call home.
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