Top car insurance companies in Abu Dhabi
- AXA
- Emirates Insurance
- Oman Insurance
- Adamjee Insurance
- Noor Takaful
- Alliance Insurance
- RSA Insurance
- Abu Dhabi National Insurance Company
- FAQs
Car insurance not only protects your vehicle during an accident but it also offers that much-needed buffer against any unforeseen financial liabilities, expensive repairs and legal consequences. To ensure the safety and security of motorists and pedestrians across the country, the UAE government has made basic car insurance mandatory for all vehicle owners in the capital city. Car insurance companies in Abu Dhabi also play a vital role in providing a safety net in case of any physical or monetary loss.
CAR INSURANCE COMPANIES IN ABU DHABI
Having the right car insurance plan can help protect you, your family members, your vehicle as well as other drivers on the road. Whether you want to drive a new model or a used vehicle, one of the prerequisites for vehicle ownership in Dubai is buying car insurance in Abu Dhabi. To make things convenient for residents, almost all car insurance companies in Abu Dhabi offer various packages as per the needs of the clients. Read on to find out which insurance company is right for you.
AXA
Given the extent of its global operations and unblemished reputation in the local market as well, AXA sits right at the top of our list of top car insurance companies in Abu Dhabi. Those who sign up for auto insurance or coverage in Abu Dhabi with AXA get additional benefits like 24/7 roadside assistance, off-road cover, RTA inspections on behalf of the client, Oman Extension cover for all road trips to the country and more.
Despite its massive operations, the company provides excellent one-on-one support and facilitates a hassle-free claims process. AXA is certainly among the top car insurance companies in Abu Dhabi offering diverse plans to suit the preferences of their diverse clients.
- Timings: Sunday to Thursday from 08:00 am to 05:00 pm
- Location: Building 11 A&B, National Consultative Council Complex, Delma Street 13, Abu Dhabi
- Contact: 800-292
EMIRATES INSURANCE
Emirates Insurance offers three types of car insurance in Abu Dhabi. The comprehensive package covers damage to the insured vehicle, third-party vehicle or property and liability to passengers in the policyholder’s car. It also includes agency repair.
The second option is third party liability insurance in Abu Dhabi for car owners. This insures the vehicle owner against damage to third party vehicles as well as injury. Additionally, liability towards property damage and to passengers in the policy holder’s car is also covered.
Apart from this, the company also offer coverage for Motor Fleet Policies. This one is useful for businesses as it covers multiple vehicles under a single policy. Vehicles can be added and removed on request during the valid insurance period.
- Location: Al Zahiya (Tourist Club Area), Abu Dhabi
- Contact: 80018
OMAN INSURANCE
Next up on our list of best car insurance companies in Abu Dhabi is Oman Insurance. Presently serving more than 100,000 customers, Oman Insurance offers dedicated insurance products for luxury cars and even electric vehicles such as the locally available Tesla models. Their network of garages and agency partners is also extensive; hence, customers need not worry about the quality of service. One can select comprehensive car insurance, third party car insurance or high net worth cover depending on the needs.
- Timings: Sunday to Thursday 08:00 am to 05:00 pm
- Location: Salam Street, Al Markaziyah Sheikh Nahyan Bin Khalifa Building, 126, Abu Dhabi
- Contact: +971-2-612-8444
ADAMJEE INSURANCE
Adamjee Insurance is another top name in the capital city’s car insurance industry. Abu Dhabi residents can choose an insurance product that best suits their needs from Adamjee’s motor insurance portfolio that includes maximum coverage against theft, accidental damage and third-party liability. The company’s processes with regards to claims are also highly efficient.
- Timings: Sunday to Thursday from 09:00 am to 05:00 pm
- Location: Al Zahiyah E15, Abu Dhabi
- Contact: +971-4-275-2337
NOOR TAKAFUL
Noor Takaful’s Car Insurance Program offers 24/7 roadside assistance, agency repair, driver and passenger cover, no claim discount and an efficient claim recovery process. As the name suggests, Noor Takaful offers a broad range of Takaful (Islamic insurance) products.
If one opts for the comprehensive car insurance plan, it covers emergency medical expenses, windscreen damage and new car replacement provided the eligibility criteria are met. An additional advantage of this plan is that with Noor Takaful Insurance, your vehicle is covered for a road trip to Sultanate of Oman.
- Timings: Saturday to Thursday from 07:00 am to 07:00 pm
- Location: M03, Mezzanine Floor, Al Ghahedi Tower, Airport Road, Abu Dhabi
- Contact: 800- 825-2385
ALLIANCE INSURANCE
Alliance Insurance is a good choice for those in search of cheap car insurance in Abu Dhabi. You can opt for a corporate or individual plan depending on the situation. The basic auto insurance plan includes third party liabilities. Similarly, one positive aspect of working with Alliance Insurance is that the company representatives promptly respond to all issues regarding claims. The particularly customer-friendly approach is one reason the company has established a positive reputation in the city.
- Location: Fatima Bint Mubarak Street, Abu Dhabi.
- Contact: +971-4-605-1111
RSA INSURANCE
RSA Insurance has been serving the residents of the UAE for a long period. RSA’s car insurance products include third party liability and fully comprehensive insurance. RSA is also one of the reliable Abu Dhabi car insurance companies that can cover your trips to Oman. Plus, when you book car insurance in Abu Dhabi online via RSA’s official website, you get a 10% discount.
- Timings: Sunday to Thursday from 08:00 am to 05:00 pm
- Location: 103, West Tower, Abu Dhabi Trade Center, Abu Dhabi Mall, Abu Dhabi
- Contact: +971-2-635-1800
ABU DHABI NATIONAL INSURANCE COMPANY
Abu Dhabi National Insurance Company has maintained a positive reputation because of its quick and easy claims process. Its customer-centric policies have helped with the steady growth of the customer base. If you’re not sure about the plan that would serve you well, the sales staff can present customised solutions to match the requirements of every individual. The company also has a number of garages on board, which ensures that you can get a swift repair job.
- Location: Khalifa Bin Zayed The First Street, Abu Dhabi
- Contact: 800-8040
FREQUENTLY ASKED QUESTIONS FOR CAR INSURANCE IN ABU DHABI
IS CAR INSURANCE MANDATORY IN THE ABU DHABI?
Yes, having car insurance is mandatory for all vehicle owners in the capital city as per UAE laws. Car insurances companies in Abu Dhabi offer different insurance products including the basic compulsory third-party coverage. So, you are likely to find a convenient plan depending on your budget and preferences.
WHAT IS THIRD PARTY LIABILITY?
Third-Party Liability insurance covers basic and compulsory insurance as per UAE laws i.e. it covers death or bodily harm to a third party or person and damages to third party property. This insurance, however, doesn’t cover damage or loss caused to the vehicle owned by the insurer.
IS THERE A SET TIME FOR CLAIMS?
The claims process will vary based on your insurance company.
WHAT IS A NO CLAIM DISCOUNT?
A no claim discount is the reduction on your premium based on the number of years without a claim.
As mentioned earlier, basic car insurance is mandatory according to the UAE laws. You must have a plan that includes third-person liability. However, it is advisable to get full coverage if one can afford it. While the expense may be higher, it definitely gives you greater peace of mind. Regardless of how confident one is about their driving skills; it’s best to have a safety net in place.
Like Abu Dhabi, vehicles owners in the neighbouring emirate can find top car insurance companies in Dubai as well. Similarly, car insurance companies in Sharjah also offer customised packages to residents who own new and used cars. Even in smaller cities, you can find car insurance companies. For example, there are many car insurance companies in Al Ain.
Are you aware of any other reliable car insurance companies in Abu Dhabi? Let us know in the comments section below!
